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#consumerprotection

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Effective May 12, 2025, the FTC’s Rule on Unfair or Deceptive Fees, 16 C.F.R. Part 464, prohibits bait-and-switch pricing and other tactics used to obscure and misrepresent total prices and fees for live-event tickets and short-term lodging.

ftc.gov/business-guidance/reso

Federal Trade Commission · The Rule on Unfair or Deceptive Fees: Frequently Asked Questions

"A federal employee who is helping the Trump administration carry out the drastic downsizing of the Consumer Financial Protection Bureau owns stock in companies that could benefit from the agency’s dismantling, a ProPublica investigation has found.

Gavin Kliger, a 25-year-old Department of Government Efficiency aide, disclosed the investments earlier this year in his public financial report, which lists as much as $365,000 worth of shares in four companies that the CFPB can regulate. According to court records and government emails, he later helped oversee the layoffs of more than 1,400 employees at the bureau.

Ethics experts say this constitutes a conflict of interest and that Kliger’s actions are a potential violation of federal ethics laws.

Executive branch employees have long been subject to laws and rules that forbid them from working on matters that “will affect your own personal financial interest.” CFPB employees are also required to divest from dozens of additional, specific companies that engage in financial services and thus either are or could be subject to agency supervision, rulemaking, examination or enforcement.

The CFPB oversees companies that offer a variety of financial services, including mortgage lending, auto financing, credit cards and payment apps."

propublica.org/article/doge-co

ProPublicaA DOGE Aide Involved in Dismantling Consumer Bureau Owns Stock in Companies That Could Benefit From the Cuts
Plus via ProPublica
#USA#Trump#DOGE

"Ever since the CFPB was shepherded into law by Senator Professor Warren, it has returned over $21 billion to citizens from whom it had been bilked, swindled, grifted, and otherwise lifted by credit card companies, investment banks, student loan pirates, and other modern three-story men of the financial service industry."

esquire.com/news-politics/poli
#DOGE #Rubio #CFPB #ConsumerProtection #Fraud #Trump

Esquire · Little Marco Rubio Seems to Have Riled Up the Worst MAGA LoyalistsPar Charles P. Pierce

I don't know who needs to hear this, but if you want to reserve a room in a particular hotel, DO NOT search for the hotel name and call the number in one of the sponsored ads at the top of the search results.
More likely than not this is a reseller who will pretend you are talking directly to the hotel and charge you a LOT more than you would have paid the hotel directly.
Find the hotel website, confirm from the URL that you're on it, and call the number there.
1/2
#consumerProtection #scam

Judge Amy Berman Jackson in the National #Treasury Employees v. #RussVought (acting director of CFPB) ruled that the attempt to dismantle #CFPB is likely unlawful, & the recent claims by the #Trump admin that the agency was still performing its statutorily mandated duties was "nothing more than window dressing."

As such she ordered a preliminary injunction.

#law #ConsumerProtection #AbuseOfPower #Trump
ecf.dcd.uscourts.gov/cgi-bin/s

Monash University: Moving beyond ‘cyberwashing’ to ensure robust digital security. “A new Monash University report highlights the growing problem of organisations resorting to ‘cyberwashing’ to mislead the public about their data privacy practices and recommends measures to build a genuine culture of cybersecurity.”

https://rbfirehose.com/2025/03/19/monash-university-moving-beyond-cyberwashing-to-ensure-robust-digital-security/

ResearchBuzz: Firehose | Individual posts from ResearchBuzz · Monash University: Moving beyond ‘cyberwashing’ to ensure robust digital security | ResearchBuzz: Firehose
Plus via ResearchBuzz: Firehose

"The Trump administration’s Federal Trade Commission has removed four years’ worth of business guidance blogs as of Tuesday morning, including important consumer protection information related to artificial intelligence and the agency’s landmark privacy lawsuits under former chair Lina Khan against companies like Amazon and Microsoft. More than 300 blogs were removed.

On the FTC’s website, the page hosting all of the agency’s business-related blogs and guidance no longer includes any information published during former president Joe Biden’s administration, current and former FTC employees, who spoke under anonymity for fear of retaliation, tell WIRED. These blogs contained advice from the FTC on how big tech companies could avoid violating consumer protection laws."

wired.com/story/federal-trade-

WIRED · FTC Removes Posts Critical of Amazon, Microsoft, and AI CompaniesPar Makena Kelly
#USA#Trump#FTC

#Trump #FTC Removes Posts Critical of #Amazon, #Microsoft, & #AI Companies

Business-guidance content published during the #Biden admin has been removed from the Federal Trade Commission website.

The Trump admin’s FTC removed 4yrs worth of business guidance blogs as of Tues morning, including important #ConsumerProtection info related to AI & the agency’s landmark #privacy lawsuits under fmr chair Lina Khan against companies like Amazon & Microsoft.

#law #broligarchy
wired.com/story/federal-trade-

WIRED · FTC Removes Posts Critical of Amazon, Microsoft, and AI CompaniesPar Makena Kelly

Regulations, originally designed to protect citizens and end consumers, are evolving into such complexity that they end up limiting choices.

Today, I received two calls about this. One from a client (amazing people, both personally and professionally). They received a request from a minor client working in the social sector, to whom they provide a service without any profit, charging only a flat rate for reimbursement of expenses. Their goal is to help in their mission.

But there's an issue: their social classification forces them to obtain certifications—required from their suppliers—that would cost so much they make it impossible. In my opinion, these certifications are unnecessary and inapplicable to their reality, yet there seems to be no choice. The alternative? Turning to a big player. That way, they’d feel reassured because "no one has ever been fired for choosing ***."

Now, forcing them to spend more, hand over their data to a foreign company (which could use it for AI training), and receive inferior service—just to have some papers that would protect them from potential lawsuits or fines—doesn't seem fair. A worse service, lower security, and far higher costs.

Regulations are welcome, but within reasonable limits.

Suite du fil

"The thing that stands in his way is having strong regulators who will make him play by the same rules as every other bank. Luckily, he has access to the entire federal government, and he is able to simply shut those regulators down. So the actions over the last few weeks have been incredibly bad for individual, everyday Americans, but incredibly good for Elon Musk’s pocketbook."

#Trump #Musk #CFPB #billionaires #banks #bankers #ConsumerProtection
/7

Suite du fil

"Elon Musk himself wants to run a payments company. He has said from the start that he plans to turn X into essentially a bank. And he’s taken steps in that direction in the last few weeks, including a partnership with Visa. The thing that stands in his way is having strong regulators who will make him play by the same rules as every other bank."

~ Julie Margaretta Morgan

#Trump #Musk #CFPB #billionaires #banks #bankers #ConsumerProtection
/6

democracynow.org/2025/2/12/jul

Democracy Now! · Elon Musk Will Personally Profit from Dismantling Consumer Financial Protection Bureau: Ex-<span class="caps">CFPB</span> OfficialPar Democracy Now!